A title search in Ontario is the process of examining public records to confirm the legal ownership of a property and to identify any encumbrances, liens, easements, or other issues that may affect the title. It is typically conducted by a real estate lawyer or a title searcher through Ontario’s land registry system (Teranet).

Whether you are buying a home in Toronto, or a Condo in Vaughan, a Title Search is essential.

Why is a Title Search Important?

1. Verifies Ownership – Ensures the seller is the legal owner of the property.
2. Identifies Encumbrances – Reveals mortgages, liens, easements, or restrictions affecting the property.
3. Checks for Outstanding Issues – Such as unpaid property taxes or court judgments.
4. Prevents Fraud – Helps detect fraudulent transfers or undisclosed interests.
5. Facilitates Title Insurance – If any defects are found, title insurance can provide protection.

How is a Title Search Conducted in Ontario?
• Access the Ontario Land Registry System (Teranet) – Lawyers and title searchers use GeoWarehouse or OnLand to retrieve property records.
• Review Property Records – Includes ownership history, encumbrances, and any restrictions on title.
• Examine Instruments Registered on Title – Such as mortgages, liens, easements, and restrictive covenants.
• Resolve Any Issues Before Closing – If issues arise, they may need to be cleared before finalizing a real estate transaction.

A title search is a critical step in real estate transactions, mortgage financing, and estate planning.

At Capulli Law, we handle title searches in Ontario with a thorough and strategic approach to ensure our clients’ real estate transactions are secure and hassle-free. Whether you’re buying, selling, refinancing, or dealing with estate matters, our firm ensures that the title is clear and free of any unexpected issues.

How Capulli Law Conducts Title Searches:

1. Accessing Land Registry Records
o We use Teranet (GeoWarehouse & OnLand) to obtain title records, ownership history, and registered documents.

2. Examining Ownership & Encumbrances
o We confirm the legal owner of the property.
o We check for mortgages, liens, easements, restrictive covenants, and judgments that could affect the property.

3. Investigating Potential Issues
o If we find outstanding issues (e.g., unpaid taxes, construction liens, undisclosed encroachments), we work to resolve them before closing.

4. Title Insurance & Risk Management
o We recommend and arrange title insurance to protect against fraud, title defects, or unforeseen claims.

5. Legal Guidance & Solutions
o If issues arise (e.g., a dispute over ownership or boundary issues), we provide legal solutions to clear title defects or negotiate resolutions before finalizing the transaction.

6. Final Review & Clearance Before Closing
o We ensure that all necessary corrections are made, so clients can close their transaction with confidence.

Why Choose Capulli Law for Your Title Search?

✔ Experienced Real Estate Lawyers – Specialized in handling complex title issues.
✔ Comprehensive & Efficient Process – We leave no stone unturned.
✔ Clear Communication – We keep our clients informed at every step.
✔ Tailored Solutions – Whether you’re buying, selling, or refinancing, we adapt to your needs