A title search in Ontario is the process of examining public records to confirm the legal ownership of a property and to identify any encumbrances, liens, easements, or other issues that may affect the title. It is typically conducted by a real estate lawyer or a title searcher through Ontario’s land registry system (Teranet). Whether you are buying a home … Read More
Power of Attorney – Do You Need One?
In Ontario, a Power of Attorney (POA) is a legal document that allows you to appoint someone (referred to as your attorney) to make decisions on your behalf, either for personal, financial, or health-related matters. Getting a POA is an important step in planning for the future, as it ensures that someone you trust will be able to handle matters … Read More
Ontario Pre-Delivery Inspections – Why Are They So Important?
A Pre-Delivery Inspection (PDI) is a crucial step for homebuyers in Ontario when purchasing a newly built home or condominium. It is the inspection that takes place just before you take possession of the property, allowing you to ensure that the builder has completed the home or condo according to the agreed-upon specifications, quality standards, and local building codes. Whether … Read More
The Importance of Permits
In Ontario, permits are a crucial aspect of property purchases, especially if you plan to renovate, build, or make other significant changes to your new property. Understanding how permits can affect your property purchase is important for both buyers and investors to avoid unexpected costs, delays, or legal issues down the road. Whether you are located in Toronto, Vaughan or … Read More
Looking to Sign a Commercial Lease? Take a Look at These Tips Before You Do
Signing a commercial lease in Ontario is a significant step for your business, and it’s essential to ensure that the lease terms align with your needs and protect your interests. Here are some important tips to keep in mind: 1. Understand the Lease Term • Length of Lease: Commercial leases can vary in length, typically ranging from 1 to 10 … Read More
Looking to Cut Trees in Ontario? There are Certain Rules You Need to Know.
In Ontario, cutting trees is subject to various rules and regulations to protect the environment, preserve natural habitats, and ensure sustainable forestry practices. Whether you’re removing a tree on your own property or on public land, here’s a breakdown of what you need to know: 1. Private Property (Your Own Land) • No General Provincial Law for Cutting Trees on … Read More
In Condominium Ownership, What is a Special Assessment?
A special assessment for a condo owner in Ontario is a one-time extra charge imposed by the condominium corporation to cover unexpected or extraordinary expenses that go beyond what the regular monthly condo fees can cover. This typically happens when the condominium’s reserve fund is insufficient to pay for major repairs, maintenance, or improvements that are necessary for the common … Read More
Should you get a Will? – The Key Differences between having one and not having one
In Ontario, the key differences between dying with a will (testate) and dying without a will (intestate) are related to how your estate is distributed, the process of handling your affairs, and who is in charge of managing your estate. Here’s a breakdown of the differences: 1. Distribution of Assets • With a Will (Testate): o You get to decide … Read More
How to Fight an Eviction
Fighting an eviction in Ontario can be a complex and stressful process, but there are ways to potentially challenge it if you believe it is unjust or if you have a valid reason to remain in the rental property. Here’s a step-by-step guide on how to fight an eviction in Ontario: 1. Understand the Reason for the Eviction • First, … Read More
Land Transfer Tax and How it Can Impact You
Land Transfer Tax (LTT) is a tax levied by provincial or territorial governments on the transfer of property ownership, typically when a property is bought or sold. The tax is calculated based on the property’s purchase price or its fair market value, whichever is higher. Here’s how it typically works: 1. When It’s Paid: LTT is usually paid when the … Read More
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