Housing affordability has been one of the biggest political and economic issues in Canada for years, but the debate is becoming particularly interesting in Toronto. Governments are now putting significant amounts of public money behind housing construction. Some of that assistance comes in the form of direct funding. Some comes through low-cost government-backed financing. Other programs reduce or defer development … Read More
Toronto Land Transfer Tax in 2026: What Home Buyers Need to Budget Before Closing
Buying a home in Toronto involves a closing cost that buyers outside the city do not face: the Toronto Municipal Land Transfer Tax. A Toronto purchaser will generally pay both Ontario Land Transfer Tax and Toronto Municipal Land Transfer Tax when the purchase closes. For many buyers, these two taxes are among the largest expenses after the down payment. They … Read More
Should You Be a Guarantor for Your Child? What Every Parent in Toronto & the GTA Needs to Know
Helping your child purchase their first home is one of the biggest financial gifts you can provide. With rising home prices across Toronto, Vaughan, Richmond Hill, Markham, Mississauga, Brampton, Oakville, Burlington and the Greater Toronto Area (GTA), many parents are asked to become a guarantor on their child’s mortgage. While it may seem like a simple way to help them … Read More
Why You Should Have a Real Estate Lawyer Review Your Offer Before Signing
For many buyers and sellers, signing an Agreement of Purchase and Sale (APS) is the most significant legal commitment they will ever make. Unfortunately, many people only contact a lawyer after the agreement has already been signed. By that point, your lawyer is generally responsible for completing the transaction—not renegotiating unfavourable terms. Having a Toronto real estate lawyer review your … Read More
Buy, Sell & Close Your Home with One Team | Real Estate Agent and Lawyer in Toronto
Why Pay Twice? Most people buying or selling a home hire a real estate agent and then hire a lawyer separately to complete the transaction. At Capulli Law LLP, we believe there is a better way. Our clients benefit from a unique combination of real estate brokerage services and legal services working together. From listing your property to negotiating the … Read More
Ontario’s New HST Rebate for New Homes: What Toronto and GTA Buyers Need to Know Before Closing
The Ontario housing market has seen significant changes in 2026, including the announcement of an enhanced HST rebate program for purchasers of newly built homes. While the proposed rebate has generated excitement among homebuyers, many purchasers are discovering that the practical application of the rebate is not always straightforward. If you are purchasing a newly constructed home, condominium, or pre-construction … Read More